How to calculate disability pension? Basic calculation parameters

Provided to persons with limited ability to work due to health reasons. The basis for obtaining it is a certificate of medical and social examination (MSEC), this document allows you to get a disability of 1,2 or 3 groups for a certain period or indefinitely.

The amount of payments on it is indexed annually, the increase in the amount of payments allows you to partially offset the increase in prices. It is important to know how to calculate in advance, and according to what schemes the calculation can be carried out.

Disability pension does not depend on stasis or age

A disability pension can be granted regardless of the date of birth and length of service, but its amount varies for different categories of disabled people. At the moment, the following schemes for calculating payments to disabled citizens are in force in Russia:

given to persons who are not entitled to a labor pension. These include disabled children, children with disabilities, as well as persons without work experience. Since many work unofficially, it is not uncommon to find a complete lack of insurance payments from employers. In this case, the disabled person is entitled to a minimum social pension for health reasons.
. If a disabled person has official experience, and throughout his life he makes payments to the pension fund, then in the end he will acquire the right to an old-age labor pension. However, if a person falls ill and becomes disabled, he loses the opportunity to fully work and earn. In this case, the state compensates for the loss of earnings with the help of pension payments, their size will depend on the available savings.
State disability pension is provided to several special categories of persons with disabilities. Among them are veterans of the Second World War, and military personnel in general, astronauts, etc. The state pension is accrued regardless of the length of service.

So, a disability pension can be accrued according to different schemes, respectively, and its value varies significantly even with the same disability group. The most common option is a disability labor pension, we will consider it in more detail.

Receiving a disability pension - the video will acquaint you with the features of the issue:

Calculation of labor pension for disabled people of the first group

The first group of disability is assigned to persons with serious health problems that have led to a complete loss of ability to work. Such a group is given to persons who are unable to serve themselves independently and who need constant care. It can be given not only because of physical abnormalities, but also because of a violation of mental activity.

As in the case of other disability groups, the calculation of the labor pension is carried out according to the following formula: Pension \u003d Accumulated capital / (Time until the pension is calculated x The ratio of service to 180 months) + Base value

This means that the pension payment consists of several values and directly depends on the age of the person and on the length of service he already has. The older the citizen, the less time he has left before the accrual of an old-age labor pension. The more he has, and the larger the contributions made by employers to the Pension Fund in the course of the work of a citizen, the higher the amount of the pension payment will be in the end.

However, in all cases, the base rate applies - the main value, which cannot change depending on the length of service. The size of the base rate depends on the living conditions of the citizen and his marital status. In 2016, it is calculated as follows:

In the absence of dependents (minor children, disabled and incompetent relatives) in the care of a disabled person, the basic pension will be 7820.70 rubles. To this amount is added the calculated value depending on the length of service.
If one dependent lives with a disabled person, then the starting amount of the pension increases to 10,427 rubles.
If there are two dependents, the amount of the pension payment will be 10,427 rubles.
If there are three dependents, then the starting value of the pension will be 11731 rubles.
An additional increase in the size of the disability pension is possible for those who have lived in the Far North for a long time and have worked there for at least 20 years. In this case, the starting base rate rises to 10166.93 rubles, if there are dependents in care, it increases further.

Calculation of labor pension for the second group of disability

The amount of the pension depends on the group of disability

Disabled persons of the second group are those who have serious functional impairments that prevent them from fully working. With this disability group, a citizen does not need constant care, but he can work only in specially created conditions.

The disability pension is intended to partially compensate for the required earnings. Just like the disabled of the first group, the second group is entitled to a certain basic amount of payments:

If a disabled person has no dependents in care, the basic payment will be 3,910.34 rubles. With long-term residence in the regions of the Far North and 20 years of work experience in harsh northern conditions, the basic pension increases to 5865.53 rubles.
If there is one dependent in care, the amount of the pension will be 5213.80 rubles.
If two disabled dependents live in the family of a disabled person, the pension will increase to 6517.25 rubles.
If there are three dependents, the basic pension payment is 7820.70 rubles. For residents of the Far North, the maximum disability pension of the second group in the presence of three or more dependents will be 11,731.04 rubles.

Calculation of pension for the third disability group

3rd group - working: people have the right to work and receive benefits

The third group of disability is given to persons who, for health reasons, are not able to work in their specialty or perform work equivalent in terms of qualifications.

It is also assigned to those who cannot work in the same place according to epidemiological indicators (for example, if a citizen is ill with pulmonary tuberculosis).

However, this group is considered to be a working group, since the owner retains partial ability to work. As a rule, this group is given only for a certain period, and it must be periodically confirmed through the VTEK within the time limits established by law.

When granting the third group of disability, the state establishes the following amount of basic pension amounts:

In the absence of dependents, a citizen is paid a basic pension in the amount of 1955.17. For residents of the Far North who have worked in the cold climate zone for at least 20 years, this value is 2932.74 rubles.
If there is one dependent in the care of a disabled person of group 3, the base amount of the pension will be 2541.73 rubles.
If there are two dependents in care, the amount of the payment will be 4562.07 rubles.
If there are three or more dependents, then the starting value of the disability pension is 5865.53 rubles. For residents of the Far North with a length of service of at least 15 years, this amount may be 8,798.27 rubles.

Of course, such an amount is not enough for a full-fledged living, but it is paid not as a replacement for wages, but as compensation for part of the wages due to limited ability to work. It is assumed that the disabled person continues to work in suitable conditions for him, and the state compensates for part of the living expenses.

Additional benefits for the disabled

In addition to pensions, disabled people are also entitled to other benefits.

In addition to the actual pension payments, citizens are provided with additional benefits that compensate for part of the costs from the family budget.

Disabled people are provided - this is either a monetary increase in their pension, or a set of additional services provided free of charge.

The citizen himself has the right to choose whether he should receive benefits in kind, or it is better to take the due amount in cash. Monetization will allow you to refuse unnecessary benefits and at the same time get “real money” for them.

The social package provided to the disabled includes the following types of services:

Getting medicines prescribed by a doctor. Free medicines can be provided in the amount of 670.05 rubles. For many people with disabilities, it is spending on medicines that is a significant expense, so the benefit helps to strengthen the family budget.
Provision of a voucher for sanatorium treatment, it is issued once a year subject to the availability of places in medical and recreational institutions. In monetary terms, compensation for a ticket is 105.05 rubles.
Payment for travel by public transport to the place of treatment and home. The monetary compensation is 97.53 rubles.

Thus, if a citizen refuses from an unnecessary social package, his pension will be increased by 881.63. In addition, disabled citizens are provided with a monthly payment of 1,000 rubles, and disabled children also receive a federal social allowance.

What documents are required for pension payments?

To apply for a disability pension, you must submit a package of documents

To confirm disability, citizens must undergo a medical and social examination, a referral for which is given by the attending physician. After verification, the commission issues a special certificate, which is the basis for receiving a pension.

To start receiving payments, a citizen must apply to the Pension Fund by collecting the following package of documents:

and a medical certificate of disability.
with marks on the terms of official labor activity, if entries in the work book for some reason were not made, you will need to provide certificates from the place of work.
Certificates of cohabitation of dependents and the presence of family relations with them.
Documents confirming the change of surname and other papers at the request of the Pension Fund.

After checking the documents, depending on the available savings, the amount of the disability pension is calculated. If the certificate is issued only for a certain period, the medical examination will have to be repeated, without which the pension payments will not be extended.

If the group is assigned indefinitely, payments from the state are for life in accordance with the law.

Knowing how the disability pension is calculated, you can assess the prospects in advance and determine what is not. Social support measures help to partially compensate for the loss of earnings, but very often the amount of payments is insufficient for a full-fledged comfortable living.