Accepted abs, which means in Sberbank online. Accepted abs in Sberbank - what does it mean. How to print a statement for a specific period

Electronic document Payment order issued through the Sberbank Business Online system is processed on the side of the bank in the following order:

A document successfully delivered to the bank receives the "Delivered" status.
A document with this status is automatically sent for signature and details checks or may be rejected by the bank. If a command to revoke is received, the processing of a document with the status "Delivered" is automatically suspended and it receives the status "Suspended" until the revocation is confirmed (receives the status "Revoked") or rejected (returns to the status "Delivered").
If the signature verification fails, the document receives the status "ES / ASP is not correct".
A document that has successfully passed the verification of details receives the status "Accepted". A payment order with this status is automatically uploaded to the ABS or may be rejected by the bank. If a revocation command is received, processing with the status "Accepted" is automatically suspended and the document receives the status "Suspended" until the revocation is confirmed (receives the status "Revoked") or rejected (returns to the status "Accepted"). If the verification of the details fails, the document receives the status "Details error".
An electronic document successfully uploaded to the ABS receives the “Uploaded” status. A document with this status is automatically sent to the ABS or may be rejected by the bank.
A document successfully accepted by the ABS receives the status "Accepted by the ABS". A document with this status is automatically sent for ABS checks or may be rejected by the bank.
If the ABS detects that there are not enough funds on the payer's account to execute the payment order, the document receives the status "Card index No. 2". A document that has successfully passed the ABS checks is sent for execution, and after the funds have been debited from the payer's account, it receives the "Executed" status. If the ABS check fails, the document receives the ABS Refused status.

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Status "Accepted by ABS" (Sberbank) - what does it mean?

To manage a credit institution, an efficient automated banking system (ABS) is required. Its development is carried out by domestic and foreign specialists. The speed of information processing and notification of clients about the completion of transactions depends on the quality of the functioning of the system. It is she who displays messages like “ABS Accepted” (Sberbank). What this means, you will learn from this article.

Structure

ABS consists of a core and modules. Their number depends on the needs of the bank in data processing. The main requirements for the system are reliable information protection, operational data collection, the ability to quickly make decisions.

The key element of the system is the cash management module. It contains all ongoing payments and assigns them the status of "Accepted by ABS", "Rejected", "Delivered", etc. Based on this data, reports are then generated and submitted for verification to the Central Bank. A module is purchased for each individual operation. All of them can be manufactured by different manufacturers, but they must be subordinated to one ABS.

Implementation

Some domestic banks operate on ABS of their own design. They can only afford it large organizations with a large staff of IT-specialists and a solid amount of investment. The payback period of such systems is 1.5-2 years. Such a solution has disadvantages. Firstly, the low quality of studies, which do not allow tracking changes in conditions in the future. Secondly, in such ABS, accounting and management are practically not integrated into separate programs. Thirdly, the creation process can take a long time if several specialists work on the same project. On the other hand, such automated banking technologies are completely exclusive and prepared for one organization.

Many people think that it is better to buy a ready-made software product and then customize it to fit the system. The developments of domestic specialists can be purchased for 15 thousand dollars, foreign - ten times more expensive.

"Bank-Client" system

A striking example of the functioning of the ABS is " Personal Area» users on the credit institution's website. All processes, from registration in the system to viewing the history, are carried out in close cooperation with the ABS. Let's consider this process using the example of sending a payment order in the Sberbank-Online system.

Formation of the document

First you need to create a payment order by entering all the details of the recipient into it. Automatic banking technologies are designed in such a way that each stage of document formation is assigned a unique status:

1. "Control error" - the generated document at the stage of saving did not pass the check for filling in all fields.

2. "Imported" - the payment order was transferred from the accounting program.

3. "Created" - the document was successfully generated in the "Client-Bank".

You need to select a payment order. Additional buttons are activated in the top column of the menu. Among them, you need to select "Signature". If several payment orders were generated at once, then before conducting them, it is worth clarifying the details. Pre-checking documents saves users from further errors. It is very difficult to cancel a payment after it has been sent for execution. And if the operation goes through, then the money is returned to the account within three days.

Transfer to processing

After creation, the document must be assigned an electronic signature of all authorized persons. At this stage, you must enter the password specified in the SMS. The "Bank-Client" system assigns the status "Signed" to the payment. Now the payment order can be sent to the bank. There is a special button on the toolbar for this. Further, the application is assigned the intermediate status "Added". This means that the documents are being checked. After its completion, the payment is considered accepted and sent for processing. The application can be canceled until the status "Accepted by ABS" (Sberbank) has been assigned to the document. What does it mean? Documents will be removed from the posting queue. Money is not debited from the account. After the settlements, the document is assigned the status "Completed".

Additional statuses

Documents may be at the following stages of processing:

Final statuses

"Removed from existing documents."
"ASP is incorrect" - the document is not signed by the bank.
"props error".
"Executed" - the funds are transferred to the recipient's account.

New version of the mobile application

You can track the status of payment orders in detail only through the "Personal Account" on the website or through the "Client-Bank". Through the mobile application, you can generate and view the history of completed applications. For individuals This service provides other interesting features.

In March 2015, a new version of Sberbank-Online was launched for Android owners. Of the main innovations, it is worth noting the built-in antivirus, which checks not only the application, but also the smartphone itself. If threats are detected, the program will not start. Through the application, you can carry out all the required operations, from paying utility bills and replenishing mobile phone ending with the transfer of funds to another account in the territory of the Russian Federation. This is a real "bank in the palm of your hand."

The application still starts after entering a unique five-digit code. The improved interface allows you to pay taxes and fees in one click. Through the program, you can find out about the presence of fines in the traffic police. You only need to enter your driver's license number. If there are any, then right through the smartphone they can be repaid.

Another important innovation. The program automatically analyzes the version operating system on a smartphone. If the official firmware is installed, then the application will be updated regularly, constantly expanding the set of tools used. But if a modified OS is installed on the gadget or the user has root access, then the service will work in a lightweight mode, without updates and improvements.

Conclusion

A payment that passes through Sberbank is assigned a certain status at each stage of its existence. By its name, you can determine at what stage the process of transferring funds is, whether there are any errors. The payment order must be created, then signed and sent for processing. After the successful completion of these processes, the document is submitted for execution. That's what "ABS accepted" means.

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Statuses of payment orders (documents) in the Sberbank Business Online system

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The process of generating, signing, transferring to the bank, checking, receiving and executing an electronic document is accompanied by a change in its status in the Sberbank Business Online system. This section contains a set of statuses for the electronic document Payment order.

Initial statuses of payment orders

Initial statuses for payment orders are assigned at the stage of document generation in the Sberbank Business Online system:

Control error - the document was generated, but when saving, it did not pass the check for the correctness of filling in the fields and was saved with errors in it. A document with this status can be edited or deleted.

Created - the document has been generated, passed the check for the correctness of filling in the fields and saved. A document with this status can be changed, signed or deleted.

Imported – the document was imported from the accounting system, the fields were checked for correctness and saved. For further processing, this status is fully equivalent to the "Created" status. A document with the Imported status can be modified, signed, or deleted.

Statuses of signing payment orders

Signing statuses are assigned at the stage of signing an electronic document:

Partially signed - the document is signed by part of the signatures included in the this document signature set.

Note: A document cannot be modified or deleted as long as there is at least one signature under it.

A document with this status can be signed with additional signatures until the full set of signatures provided for this document is affixed under it. Signatures under it can be removed one by one from a document with this status.

Note: A document from which all signatures have been removed returns to the "Created" status and can be deleted or changed.

Signed – the document is signed with the set of signatures provided for it. A document with this status can be sent to the bank for execution, or the signature can be removed from the document (the document returns to the “Partially Signed” status).

Payment order processing statuses

Assigned at the stage of sending the document for processing to the bank and further processing. At the same time, you can track the stages of document processing by changing its statuses.

Delivered – intermediate transport status, the document has been delivered to the bank. A document with this status is automatically sent for bank checks or may be rejected by the bank. You can also pause the processing of ED. The final decision to withdraw the ED or return it for processing is made by the bank teller.

Accepted - the document has successfully passed system checks on the bank's side and has been accepted by the bank. A document with this status is automatically sent to the ABS for unloading or may be rejected by the bank. You can also pause document processing. The final decision to withdraw or return it for processing is made by the bank teller.

Suspended – processing of the document is suspended due to the recall command. A document with this status can be transferred to the "Revoked" status or returned to the status ("Delivered" or "Accepted"), in which it was at the time of suspension of processing.

Uploaded – the document was successfully uploaded by the bank to the ABS. A document with this status is automatically sent for ABS checks or may be rejected by the bank.

Accepted by the ABS – the electronic document has been accepted by the ABS for processing. The document is subjected to ABS checks, and in case of failure to pass the checks, it can be transferred to the “ABS Rejected” status. A document that has successfully passed the checks is sent for execution.

Final statuses of payment orders

The final statuses of payment orders in the Sberbank Business Online system are assigned upon completion of document processing. Further changes to a document with these statuses are not possible, however, the document can be used as the basis for creating a new document or template in the Sberbank Business Online system. Only one final status - "Completed" - is successful.

Deleted – the document has been deleted from the list of valid documents (it can be deleted only with the statuses “Created”, “Imported” and “Control Error”).

Note: Removal from the number of valid documents does not mean the complete removal of ED from the Sberbank Business Online system.

In fact, there are many more statuses. Each stage of work with the bank is signed with a separate message: order creation, signing, reconciliation, etc.

The steps for executing the procedure are as follows:

Delivery to a financial institution (“delivered”).
Signature revision.
Verification of payment details.
At the end of the stage, the description "unloaded" appears.
Then the bank accepts the order and processes it (“Accepted”).
If there is a sufficient amount of money on the account, the verification is successfully completed, and the amount specified in the instruction is written off (the instruction is executed). As a result, the financial action is successfully completed and the record “Executed” appears.

Thus, the sequence of changing notifications is as follows: delivered - accepted - unloaded - accepted by the ABS - executed.

There are other options for recording the stages of a financial transaction. For example, when an order is suspended on revocation, the entry "Suspended" and then "Revoked" appears. Upon successful completion of the operation, the acceptance of the ABS implies positive consideration and admission to the subsequent execution of the payment document. The “ABS denied” status implies errors or other problems with the further acceptance of the order.

During the verification process, the system may detect various problems in the processing of a payment order or its verification. Intermediate messages appear:

"Details error" - if one of the parameters is incorrectly specified when entering information about bank details;
"Card file No. 2" assumes the impossibility of further processing of the payment, since the balance does not contain the necessary amount for debiting;
"Called" - appears when the client decides to stop the execution in a timely manner.

In addition to intermediate entries, there are final entries in which further continuation of the financial transaction is impossible.

Below are options for valid status names indicating that the final stage of processing has passed, when the payment cannot be continued and completed:

"Deleted" - this entry reflects the withdrawal of the document for execution, it is placed in a separate section, but is not completely eliminated;
"ES is incorrect" implies failure to confirm the electronic signature;
“Rejected by the bank” or “ABS refused” indicates a failure during the verification.

In case of unsuccessful execution, the reasons are explained by the names of the final statuses and their interpretation. If the payment is successful, a corresponding execution record appears when the transaction is considered completed.

To understand how execution statuses correlate with payment stages in the Sberbank Business Online system, you should familiarize yourself with the sequence of document generation:

Since the payment will be executed strictly in accordance with the details entered, carefully fill in the fields of the order form.
If, when entering information about the parameters of the recipient, an error crept in during processing, a control error message appears.
An import is in progress from the accounting program for execution ("Imported").
A document is generated through the client-bank (the inscription “Created” appears).
The required order is highlighted and signed (the function is selected in the "Signature" menu).
Details are checked before sending.

While the bank transfer is being formed and processed by the bank, you can find out at what stage the document is progressing according to the status assigned by the automated system. As a result, users can accurately track the process of a financial transaction and fix the crediting period. If an error is recognized at the beginning of the trading day, there is a chance to make corrections in time and complete the planned operation. As for the status of ABS acceptance, this means that the created and signed payments submitted for development are processed successfully by the online banking service.

Sberbank Business Online is becoming more popular among legal entities, organizations, as well as businessmen and entrepreneurs. In this service, you can make financial transactions of various kinds, which serve to conduct business. Today they are trying to develop the service, which contributes to a new flow of users. New business opportunities are constantly emerging here. And one of the main functions of the business version of Sberbank Online has become a payment order.

How to create a payment order in Ssberbank Business Online

The first thing you may need is to click the plus on the toolbar. Then the payment order window will open.

Some fields are automatically filled in by the Sberbank system. Empty columns are edited by the user himself. What is highlighted in gray is proposed to be selected from the list, although the system can choose it on its own. The user should enter all available details for the payment order.

In the "Payer" item, you must enter all the payer's data. Some columns require TIN, BIC bank information and account numbers. The existing block "Recipient" must be filled in with the information of its details. In the amount section, the user must write it together with VAT.

In order to change the order of payments, you can use the button "Order of payment". In the field "Purpose of payment" indicate its purpose. Before creating a document, it is necessary to perform a full check of the entered data. After the whole procedure, you can save the document. The creation process itself is not as complicated as it might seem, the main thing is to carefully follow each item and fill in the payment details correctly.

Sample payment order Sberbank Business Online

For more convenient creation of instructions in Sberbank Business Online, it is recommended to use samples. You can take any previously created document for it, on the basis of its data it is already easy to remake or create new documents with the entered details and data. It is also convenient to use samples for faster and better work in the Sberbank Business Online service. Samples will help not to make mistakes in maintaining details.

Sberbank Business Online import of payment orders

The client must open the "Additional" section, then visit "Import" and then the "Payment Orders" button will be displayed. To select the required file, click the "Upload file" menu. Through the "Browse" button, select the required file and then proceed to download it. Once the file is uploaded, you will be able to click on the "Import" button. In the report, the client will immediately see if the import was completed successfully. Errors often occur. The “Journal” can serve as an auxiliary link here, in which it is permissible to see the entire history of the import stages.

Sberbank Business Online: payment order from 1C

It goes exactly as described above, roughly speaking, it's the same thing. So the whole process is the same. In general, the 1C system and Sberbank Business Online have a similar interface, so it is convenient to work with one or the other.

Sberbank Business Online how to sign a payment order

Signing the order will not be particularly difficult. This procedure is necessary to confirm the integrity of the documents. To send and create a signed order, you need to perform several steps. An instruction with the "created" status has the full right to be sent to the bank. The next step is to note that the client must select an order with this status. At the top of the menu, you need to find a button called "Signature". This is followed by entering a password, which can be received via SMS mailing to a trusted person. Only after that the status “Signed” will appear, which indicates the successful completion of the process.

Statuses of payment orders in Sberbank Business Online

Control error - this means that the document was made, but its lines were filled incorrectly. You can delete such a file or try to edit it.
Created means that given file already exists in the system and can be edited, signed, and deleted.
Imported means that the document came from the accounting department and has correct and filled fields. We can assume that the document has the same status as "Created".
Partially signed - this means that the document has been confirmed by authorized persons, but not by all.
Signed - the document is fully approved and can be sent further to its destination.
Delivered is special status document transportation.
Accepted - it means that the file was checked and transferred straight to the bank.
Suspended - means that file processing has been stopped by a specific command.
Unloaded - can symbolize its successful loading into the ABS.
ABS accepted - ABS file started to be processed.
Deleted - may mean the disposal of the file from the common database.
ES / ASP is incorrect - the signature could be incorrect.
Details error - due to its own check, the bank's system did not accept the file.
Revoked - means that the document was returned by the command of the same name.
Rejected by the bank - means that the bank did not accept it.
File cabinet No. 2 - due to the fact that the client's account did not have the necessary funds.
ABS failed - indicates an unsuccessful ABS test.
Fulfilled - successful completion of the entire order by the bank.

Sberbank Business Online: how to send a payment order

Sending a payment order is one of the most necessary functions in Sberbank Business Online. After the user has signed his document, you need to select the "Send payment order to the bank" button. The document will automatically receive the "Delivered" status. After that, he will be subject to bank verification. If the check completes successfully, the status will be "Accepted". The status of the file should become “Completed”, then we can definitely talk about successful execution.

How to revoke a payment order Sberbank Business Online

For this procedure, you will need to select from the list those orders that the client wants to withdraw. After that, the "Revoke" button will appear. Next, a menu appears for revoking the order itself. You can then go to the list of feedback requests.

How to delete a payment order in Sberbank Business Online

The process of deleting an order is approximately similar to those given above, and is the same in terms of complexity. To do this, you need to find desired file and choose it. Then, in a special link, you can click the "Delete" button and it is after this stage that the document will be disposed of, as indicated by the status.

Commission for a payment order in Sberbank Business Online

As elsewhere, a commission is charged for the provision of payment orders. Its cost is about 3% of the total. In some cases, the amount of the commission may be different.

Video instruction on creating a payment order in Sberbank Business Online

In this video, you can watch a video instruction that tells how a client can draw up a payment order for paying insurance premiums in Pension Fund Russia. Presented here detailed description the whole process. Also in this video, they clearly talk about all the nuances that may arise when creating an order.

To manage a credit institution, an efficient automated banking system is needed. It is developed by domestic and foreign specialists. The speed of information processing and notification of clients about the completion of transactions depends on the quality of the functioning of the system. It is she who displays messages like “ABS Accepted” (Sberbank). What this means, you will learn from this article.

Structure

ABS consists of a core and modules. Their number depends on the needs of the bank in data processing. The main requirements for the system are reliable information protection, prompt data collection, and the ability to make decisions quickly.

Implementation

Some domestic banks operate on ABS of their own design. This can only be afforded by large organizations with a large staff of IT specialists and a substantial amount of such systems is 1.5-2 years. Such a solution has disadvantages. Firstly, the low quality of studies, which do not allow tracking changes in conditions in the future. Secondly, in such ABS, accounting and management are practically not integrated into separate programs. Thirdly, the creation process can take a long time if several specialists work on the same project. On the other hand, such automated banking technologies are completely exclusive and prepared for one organization.

"Bank-Client" system

A striking example of the functioning of the ABS is the "Personal Account" of users on the website of a credit institution. All processes, from registration in the system to viewing the history, are carried out in close cooperation with the ABS. Let's consider this process using the example of sending a payment order in the Sberbank-Online system.

Formation of the document

1. "Control error" - the generated document at the saving stage did not pass the check for filling in all fields.

2. "Imported" - the payment order was transferred from the accounting program.

3. "Created" - the document was successfully generated in the "Client-Bank".

To be highlighted Additional buttons are activated in the top column of the menu. Among them, you need to select "Signature". If several payment orders were generated at once, then before conducting them, it is worth clarifying the details. Pre-checking documents saves users from further errors. It is very difficult to cancel a payment after it has been sent for execution. And if the operation goes through, then the money is returned to the account within three days.

Transfer to processing

After creation, the document must be assigned an electronic signature of all authorized persons. At this stage, you must enter the password specified in the SMS. The "Bank-Client" system assigns the status "Signed" to the payment. Now the payment order can be sent to the bank. For this, a special button is provided on Next, the application is assigned the intermediate status "Added". This means that the documents are being checked. After its completion, the payment is considered accepted and sent for processing. The application can be canceled until the status "Accepted by ABS" (Sberbank) has been assigned to the document. What does it mean? Documents will be removed from the posting queue. Money is not debited from the account. After the settlements, the document is assigned the status "Completed".

Additional statuses

Documents may be at the following stages of processing:

Final statuses

"Removed from existing documents."
"ASP is incorrect" - the document is not signed by the bank.
"props error".
"Executed" - the funds are transferred to the recipient's account.

New version of the mobile application

In March 2015, a new version of Sberbank-Online was launched for Android owners. Of the main innovations, it is worth noting the built-in antivirus, which checks not only the application, but also the smartphone itself. If threats are detected, the program will not start. Through the application, you can carry out all the required operations, ranging from services and replenishment of a mobile phone, ending with the transfer of funds to another account in the territory of the Russian Federation. This is a real "bank in the palm of your hand."

Another important innovation. The program automatically analyzes the version of the operating system on the smartphone. If the official firmware is installed, then the application will be updated regularly, constantly expanding the set of tools used. But if a modified OS is installed on the gadget or the user has root access, then the service will work in a lightweight mode, without updates and improvements.

Conclusion

More and more individuals and organizations prefer to receive services online. With the help of Internet technologies today it is possible to make different kinds financial activity. A large number of programs are being developed that allow you to track various financial transactions and give them one or another status in the process of processing them. And very often, customers meet with the phrase "accepted by ABS in Sberbank." What that means, they don't really understand.

What is ABC

This abbreviation is used for the name of the bank's automated payment system, which includes a whole set of both hardware and software.

Thanks to this system, it is possible to process a large amount of reporting information that is sent from branches to Central bank. The introduction of the ABC system allowed:

To increase the efficiency of banking institutions and increase the possibilities for the rapid conduct of various operations.
Make all possible checks and processing of information as fast as possible.
Carry out automation and reduce the workload of bank employees.
Provide uninterrupted service to the institution's clientele.
Reduce banking costs by reducing the cost of execution of various banking processes.
Possibility of submission of reports within the terms stipulated by the legislation.
Ensuring the reliability and protection of all bank data, both about employees and about customers.

The ABS system automates the work of banks

System operation in Sberbank

This banking system is a single software-digital object. If we consider this whole complex in more detail, then it is divided into 3 components:

banking management module;
business day;
module for banking operations.

One of the first banks to start using the ABS system was Sberbank. It was there that this technology was first introduced and tested back in 1993. At first, each credit institution used a separate ABC. Since 2006, Russia has been using a unified banking ABS system.

The modern system is one of the most advanced and reliable; funds are allocated annually from the budget for modernization and improvement.

The procedure for processing payments

ABS is a fully modular scheme that has a core-center and a specific set of modules. Their number is different for each bank and depends on certain operations carried out by the institution, may differ in component and functionality. For the main module, it is customary to take the service of settlement and cash transactions. At each stage of processing, there is a status change that corresponds to the procedure. The processing sequence is as follows:

delivered to a banking institution (“Delivered”);
verification of signatures;
checking the correctness of the data to be sent;
after reconciliation, the status "Unloaded" is set;
bank acceptance;
processing of documentation (reconciliation of finances on the account);
protocol execution;
after the finances are successfully debited from the bank account, the procedure is transferred to the "Executed" status.

ABS has different statuses

About the ABS Accepted status

The statuses of the final processing process are the names that are issued at that stage of maintenance, when the process can no longer be changed. The main statuses are as follows:

"deleted" - the procedure for removing the document and moving it to another directory is underway;
"wrong ep" - the client's painting did not pass the reconciliation;
"wrong details" - data verification was not successful;
"revoked" - recall on request;
"rejected by the bank";
“File file No. 2” - the account does not have the necessary amount of finance to complete the procedure;
"ABS failure" - the document does not pass the procedure;
"executed" - successful completion of the operational process.

During the operation of the ABC, each operation, based on its direction, is given a name. This process name indicates at what stage the document is being processed. After the payment document has been created, it is sent to work, it is here that it is assigned the status "accepted by the ABS". This suggests that clients can conduct a particular transaction, and its further processing will be accompanied by new statuses.

ABS failure

If Sberbank Business Online has set the ABS failure status, then this is evidence that the data does not correspond during the procedures and cannot be enforced. If the client sees the status “refused by ABS Sberbank online”, what kind of procedure is this, he can clarify by calling the bank’s hot number.